Annual Memberships

I will be providing your medical care, and also the service "enhancements" which are not covered by your health care insurance. Current federal laws, state laws, and insurance company regulations create an odd situation, in which I must work for you under two different names.

"The doctor" providing your ordinary medical services will continue to be William C. Daly M.D., LLC, and I will continue to bill your insurance company.

The advantage of this new practice is that I can provide you services that are NOT covered by your health care insurance. I do this under the name of "Andover Medical Associates". This also includes long, relaxed appointments, giving you ample time to address your concerns, as well as 24/7 direct access by cell phone, e-mail, and landline, and flexible appointment times, with urgent visits the same day you call. You will be seen on time, with little or no waiting. Nutrition counseling, prescription facilitation, electronic medical records, and other advantages will also be provided.

To make these personalized services possible, and remain available for you, I must limit the number of patients. Andover Medical Associates, LLC, will charge an annual membership fee for these specified “enhancements” or amenities that are not covered by your health insurer.

Annual Membership Fee:
• Individual Age 16-24………... $900 / year
• Individual Age 25-34………. $1200 / year
• Individual Age 35-64………. $1800 / year
• Individual Age 65+.………... $2400 / year
• Adult Couple Age 35-64….. $3300 / year
• Senior Couple Age 65+.…… $4500 / year
• 1 Senior + 1 Age 35-64…… $3900 / year

Patients have overwhelmingly found this to be a very good value – the improved quality of their healthcare far outweighs the cost. If you figure this fee on a monthly basis, it is similar to what many people pay for their cable TV/internet connection, restaurants, or movies. And it is similar to the cost of a few beers, one mixed drink, or smoking one pack per day -- while producing far more benefit for your health and well-being!

Payments may be made by check or credit card, on an annual, semi-annual or quarterly basis, understanding that the Membership Agreement is an annual contract. Discount $100 for each member paying in one annual payment. Please make payment to "Andover Medical Associates." Andover Medical Associates, LLC is not an insurance company or product.

You do need to maintain your healthcare insurance, to cover tests, specialists and hospitalizations. My office visits and hospital care charges will be billed to your health insurer as usual, by my professional practice entity William C. Daly, M.D., LLC. I am very sorry that current laws and insurance regulations require that you remain responsible for copayments and deductibles; the membership fee is only permitted to pay for services and amenities which are not covered by your health plan.